Miscellaneous Insurance


Provides cover against loss or damage to property by:

1.Theft, excluding theft of personal effects of the insured or his employee’s

2. Accident damage and loss/damage to office equipment and machinery whilst away from usual premises.

3. Loss of documents cover can also be included.
This policy covers liability at law for death, bodily injury or disease caused during the period of insurance to an employee and arising out of the course of his employment and occurring within the territorial limits during the currency of the insurance period which results in a claim or claims first being made against the insured in writing during the period of insurance
This policy covers accidental loss or damage to insured items from any cause other than those specifically excluded on the policy. It usually applies to high valued portable items.
This policy covers direct financial loss sustained by you as a result of fraud or dishonesty of your permanent employee(s), which results is dishonest personal financial gain for the employee(s) concerned
This policy covers accidental bodily injury/death caused solely through external violent and visible means to individuals (whether employed or not).
This policy will indemnify you (as the insured) against your legal liability for damages and claimants’ costs and expenses in respect of claim for breach of professional duty.

1.First made against you by reason of any neglect, error or omission
2.Occurring or committed in good faith and in connection with the conduct of the practice.
Covers the risk a traveler might face in his/her trip overseas. Typically, it covers death, personal accident, medical expenses, repatriation, loss/delay of checked in baggage and loss of passport.
This policy is issued to individuals to cover the following up to stated limits/sums insured.

Comprehensive motor insurance to 1.private vehicles
2.Domestic buildings
3.Domestic contents
4.Personal accident
5.Personal liability
6.Medical expenses and Dog bite
This policy covers all sums which the insured shall become legally liable to pay as damages (including all litigation expenses incurred but only with the consent of the insurers) arising from

1.Accidental death of or bodily injury to,
2. Illness or disease contracted by , and
3. Accidental loss of or damage to property belonging to members of the public arising anywhere in connection with your business.
This policy covers loss of or damage to property contained in the business premises through forcible and violent entry into or exit from the premises. It also covers damage to premises in the course of the theft or any attempt thereat up to a stated limit.
This policy covers accidental bodily injury/death to the insured employees caused solely through external violent and visible means and where such injury prevents the employee from performing normal duties. This policy usually covers permanent employees but can also cover casual employees on request.
This policy covers loss of money belonging to the insured whilst such money is in transits or on the insured’s business premises. It may also cover:

1. Loss of or damage to safes and/or strong rooms used for storage of money resulting from the theft or any attempt thereat and
1. Loss of money arising from a hold-up, robbery or any attempt thereat.
This policy covers loss of or damage to glass situated at the insured’s premises, the property of the insured.

This is an annual policy covering goods whilst in transit within Tanzania against:

Loss or damage during actual transit and during loading and unloading of goods caused directly by fire, collision and overturning.
1. Theft or attempted theft from conveying vehicle.
2. Cost debris removal
Riot and strike (non political) at additional cost.